Why Keystone

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Genuine Interest

Our mission is to provide the working capital you need to grow your company to its full potential. We view ourselves as a business partner and find great satisfaction in seeing our clients succeed.

Unmatched Customer Service

Need an answer on something right away? Call the owners directly. No more frustrating phone prompts or dealing with unresponsive account reps.

Low Fees

Because Keystone is self-funded, we’re able to offer some of the lowest fees in the industry. We’ll create a custom rate schedule that’s tailored to your business, saving you thousands per year.

Fast Cash

Keystone will wire an advance to your bank account on the same day of funding request.  Most factoring companies have a 24-48 hour turnaround.

Easy Approval

Startup, poor credit, weak financials? No problem. Keystone makes its funding decisions based on your customers’ credit worthiness, not yours.

Minimal Paperwork, Quick Turnaround

Just fill out our 10 minute online application and we’ll have an answer for you in 24 hours. You’ll then receive your first funding in about 5 business days.

No Personal Guarantees

Unlike other factoring companies, we won’t require you to sign a personal guarantee. A validity statement confirming authenticity of your receivables is all we’ll need in most cases.

No Minimums

Most of our competitors’ charge a penalty if they don’t earn a minimum amount of fees per month.  With Keystone, you decide how much and how often to factor; at no extra cost.

No Hidden Charges

You won’t find any fine print in Keystone’s straight forward agreement. Many of our competitors offer low base rates only to surprise clients with hidden charges like application fees, origination fees, admin/service fees, and renewal fees.

Unlimited Funding

With each new approved customer, your credit line will increase. So as your sales grow, the factoring facility will keep pace. There’s no need to re-apply for a higher limit.


You call the shots by picking and choosing which invoices to submit to Keystone for factoring. There is no requirement to factor all of your receivables or to have all non-factored payments come through our lockbox.

Cancel Anytime

If we don’t live up to your expectations, you are welcome to cancel at any time, for any reason.

Free AR Management

Access Keystone’s online factoring software 24/7 to track your receivables with free aging and collection reports. Customer payments are recorded upon receipt so you’ll never be over charged.

Free Credit Screening

Keystone can provide you with credit reports on prospective customers to help you make better business decisions. We’ll also monitor your existing customers to spot signs of trouble early on.

Keystone Capital Funding, 14143 Denver West Parkway, Suite 100, Golden, CO 80401