Keystone vs. Others

Keystone Online Lenders
(such as Kabbage and OnDeck)
Banks
Lending LimitUp to 90% of receivables6 - 12% of average annual revenueBased on financial statements & assets
Maximum Funding Amount$5,000 - $2,000,000$5,000 - $250,000Based on financial statements & assets
Minimum Credit ScoreN/A600700
Minimum Time in BusinessN/A9 months - 1 year2 - 3 years
Estimated Annual Cost15 - 35%40 - 140%6 - 12%
Approval TimeWithin 24 hours1 - 3 days60 - 90 days
Deal Directly With OwnerYes iconNo iconNo icon
Loan Interest PayableN/ADailyMonthly
Repayment TermWhenever invoice pays3 - 15 months12 - 36 months
No Personal GuaranteeYes iconNo iconNo icon
Free AR ManagementYes iconNo iconNo icon

Keystone Capital Funding, 14143 Denver West Parkway, Suite 100, Golden, CO 80401